The amount of money you pay on your mortgage each month depends on more
than just the amount of your loan. The interest rate and term of loan must
also be considered. Additionally, you should also include homeowners fees
such as taxes, insurance and homeowner association fees (HOA's)
to get a more accurate estimate* of what you total house payment will be.
How Can I get "Pre-Qualified" or
"Pre-Approved" for a Home Loan?
Getting pre-approved for a home loan is an essential part of the home
buying process. It helps prevent you from looking at and falling in love
with properties that you simply can't afford. In a very competitive
market like ours where properties go under contract in a matter of days,
you risk not being able to write an offer on a property because no
listing agent or seller will take you seriously. Don't get left
out...simply reach out to either one of my exceptional local mortgage
lenders to start the process today!
What's the difference between pre-qualifying and
pre-approval?
Pre-qualification means that the mortgage lender has reviewed
the financial information you have provided and believes you will
qualify for a loan. Pre-approval is the second step in the loan process,
which is a conditional commitment to loan you the money for a mortgage.
Why is a pre-approval letter better than a
pre-qualification letter?
As stated above, a pre-qualification letter means that the
mortgage lender believes you will qualify for a loan based on the
preliminary information you have provided them on the application
whereas a pre-approval is a conditional commitment to loan you the money
for a mortgage. Therefore, if you want to be taken seriously as a buyer,
the pre-approval will carry the most weight.
For help with home
financing, home loans, home mortgage financing, mortgage loans, home
financing, mortgage, Colorado home loans, Colorado mortgages, mortgage
rates, pre-qualifying, pre-approval, FHA, VA, Conventional, current
interest rates & mortgage options - please contact one of my preferred
mortgage loan brokers below who can help you get pre-qualified for a loan.
The companies and contacts below have proven to be outstanding mortgage
brokers who can help with New Home Loans or Re-Financing. There is
absolutely no charge or obligation and the entire process
will take less than 15-20 minutes of your time.
Preferred Local Mortgage Lenders
Union
Home Mortgage - Tiffany
Swisher @ 303.884.4137
Home
Mortgage Advisors - Deana
Hollstein @ 303.818.0522
Nexa
Mortgage - Lainie
Chambers @ 720.495.2788
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